Convenience of Unlimited Check Writing
Write checks for any amount you wish, as often as you wish, with the Spectrum Account. There are no minimums and no per check charges.

Competitive yields of a money market fund*
The Spectrum Account “sweeps” cash balances into a money market fund* so your money is always working. The Money Market Fund invests in conservative short term instruments to assure liquidity and also has one of the highest investment ratings by Standard & Poor’s.

Attractive Fees and Low Minimum Balances
The account can be opened with as little as US$500 for individuals and US$1,000 for international corporations.

Automatic Withdrawals and Bill Payment
Your account can help you save time. You can enjoy peace of mind by having monthly bills such as a mortgage or car payments, paid automatically out of your Spectrum Account.

An investment in the fund is not insured or guaranteed by the FDIC or any other governmental agency. Although the funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the funds.

Please consider the investment objectives, risks, and charges and expenses of the funds carefully before investing. The enclosed prospectus contains this and other information about the funds. Please read it carefully before investing.