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Loyalty Bonus
At certain plan periods, a loyalty bonus will be credited according to the following schedule:
| Bonus
Percentage |
Year
Credited*
|
Bonus
Applied to Premiums |
Bonus
Based on $5,000 Premium |
| 8.00% |
10 |
Years 1-10 |
$4,000 |
| 7.50% |
15 |
Years 11-15 |
$1,875 |
| 7.50% |
20 |
Years 15-20 |
$1,875 |
| 7.50% |
25 |
Years 20-25 |
$1,875 |
| Total
Loyalty Bonuses (Year 25) |
$9,625
|
Certain conditions apply
to the Loyalty Bonus. There is no royalty bonus credited before
the end of year 10. For further information please consult the
Trust and Plan documents.
Back to Heritage Index Reserve
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Loyalty Bonus
At certain plan periods, a loyalty bonus will be credited according
to the following schedule:
| Bonus
Percentage |
Year
Credited*
|
Bonus
Applied to Premiums |
Bonus
Based on $5,000 Premium |
| 8.00% |
10 |
Years 1-10 |
$4,000 |
| 7.50% |
15 |
Years 11-15 |
$1,875 |
| Total
Loyalty Bonuses (Year 25) |
$5,875
|
Certain conditions apply
to the Loyalty Bonus. There is no royalty bonus credited before
the end of year 10. For further information please consult the
Trust and Plan documents.
Back to College Reserve Plan
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Allocation Bonus
Every contribution you make to the plan, provided it exceeds a
certain amount, will receive an allocation bonus. This extra allocation
is designed to boost your investment amount from day one. The following
table below provides further information.
| Annual
Investment Amounts |
Allocation
Rates
|
| US$1,200 - 1,800 |
100% |
| $1,801 - 3,599 |
102% |
| $3,600 - $5,399 |
103% |
| $5,400 - 7,199 |
104%
|
| $7,200 - 13,499 |
105% |
| $13,500 or greater |
106% |
The Allocation Bonus is credited
directly to the policy. Please consult the Trust and Plan
documents for further information.
Loyalty Bonus
At certain plan periods, a loyalty bonus will be credited according
to the following schedule:
| Bonus
Percentage |
Year
Credited*
|
Bonus
Applied to Premiums |
Bonus
Based on $7,500 Premium |
| 7.50% |
10 |
Years 1-10 |
$5,625 |
| 5.00% |
15 |
Years 11-15 |
$1,875 |
| 5.00% |
20 |
Years 15-20 |
$1,875 |
| 5.00% |
25
|
Years 20-25 |
$1,875 |
| Total
Loyalty Bonuses (Year 25) |
$11,250
|
Certain conditions apply
to the Loyalty Bonus. There is no royalty bonus credited before
the end of year 10. For further information please consult the
Trust and Plan documents.
Back to Heritage Plan
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